Our Story

15 Years Helping People Choose Coverage Confidently

We're an independent agency — not tied to any one carrier — so our advisors recommend what actually fits your life, your family, and your business.

Our Story

We started MedCoverage because health insurance should never be this hard.

In 2010, our founder watched his sister — a self-employed graphic designer in her early 30s — spend three weeks trying to understand her health insurance options after losing her job. Three weeks. Dozens of confusing websites, conflicting information, and zero guidance from people who actually understood the system.

She eventually gave up and went uninsured for eight months. Four months later, she was in the emergency room with appendicitis. The bill was $34,000.

That's the story that built MedCoverage. We created this agency because navigating health insurance is genuinely difficult — and it shouldn't require a law degree to understand your options.

The MedCoverage advisor team in a bright modern office

What makes us different

We are 100% independent
MedCoverage is not owned by, affiliated with, or financially incentivized by any single carrier. Our agents earn the same commission rate regardless of which plan they recommend.
We are licensed professionals
Every MedCoverage advisor is a licensed insurance agent, compliant with state regulations, and carries Errors & Omissions insurance.
We offer a free service
Consultations, plan comparisons, and enrollment cost you absolutely nothing. Carriers compensate us — you pay the same as buying direct, or less.
We stay with you
Most agents disappear after enrollment. Your MedCoverage agent stays your resource for claims, annual reviews, life changes, and every question that comes up.
Our Mission

To make quality health coverage accessible, understandable, and affordable for every American — individual, family, or business — through honest, expert guidance and a service that costs you nothing.

Our values

Transparency
We tell you exactly what a plan covers and what it doesn't. No surprises at the worst possible moment.
Independence
We recommend what's best for you, full stop. Our advice is never influenced by carrier incentives or sales targets.
Accessibility
Health insurance shouldn't be a luxury. We work to find affordable coverage for every budget.
Longevity
We're not here to make a sale. We're here to build a relationship that lasts as long as you need us.

Licenses & credentials

MedCoverage is licensed to sell health, dental, vision, life, and supplemental insurance in all 50 states. Our agents are appointed with all major carriers including:

Blue Cross Blue ShieldAetnaCignaUnitedHealthcareHumanaOscar HealthMolina HealthcareAmbetterBright HealthKaiser PermanenteDelta DentalVSPMetLife DentalGuardianAmeritasAflacCigna SupplementalTransamerica
Why MedCoverage

Insurance shopping,
redesigned for humans.

We took everything that makes traditional insurance painful — the forms, the upsells, the call-center maze — and replaced it with one email field and one clear written quote.

1hrAvg. reply

Email-first, written record

Drop your email. A licensed agent sends your tailored options in writing — clear comparisons you can re-read on your own time, with zero pressure calls.

50+Carriers

Every major carrier, side-by-side

We're independent, so we shop BlueCross, United, Aetna, Cigna, Humana, Kaiser and your strongest regional carriers — all compared in one email.

$0Service fee

Free, always

$0 to use MedCoverage. Carriers pay us a standard commission — identical whether you go direct or through us. You get an advocate for the same premium.

50States licensed

A real human, no jargon

Your agent is state-licensed, writes like a person, and stays with you year over year — for renewals, life changes, and the weird claims questions.

Loved by members

The reviews speak
for themselves.

50,000+ members. 4.9-star average. Three of them, below.

"I thought getting health insurance was going to be a weekend-eating nightmare. A few emails later I had a plan that was actually $80 cheaper than what I was paying."

Maya R.
Maya R.
Designer · Brooklyn NY

"Honestly the only reason I replied was because they only asked for my email. No survey, no SSN. The agent shopped four carriers and sent me a side-by-side."

Jordan T.
Jordan T.
Software Engineer · Austin TX

"Between jobs with two kids, I was panicking. MedCoverage emailed us a bridge plan that started the next day. Felt like having a friend in the industry."

Priya S.
Priya S.
Product Manager · Denver CO